If you are financially struggling, you may be wondering what steps to take to relieve your financial burdens. Although bankruptcy may seem intimidating, we try to make the process as straightforward as possible. Our team of bankruptcy professionals have decades of experience helping individuals and businesses file for bankruptcy relief. We are here to guide you through the process of filing for bankruptcy every step of the way.
If you are considering bankruptcy as an option, the first step is to make an appointment with a reputable bankruptcy attorney. At the Licata Bankruptcy Firm, we offer free one-hour initial consultations so we can evaluate the specific facts of your case and answer any questions you may have.
At this time, we are offering our consultations in person, virtually, or via phone. During your initial consultation, you should expect to answer general questions regarding your assets and debts. You should also expect to receive a written fee quote and a checklist of documents and things you will need for your case to be filed.
If you decide to move forward with filing for bankruptcy after your initial consultation, the next step is to retain your bankruptcy firm. The retainer allows you to inform creditors that you have officially hired a bankruptcy attorney. This helps with reducing phone calls and other correspondence from debt collectors.
Additionally, your retainer appointment allows you to ask any additional questions that you may not have thought of during your initial consultation. We allow our clients to retain our office for a minimal fee to get the process started as quickly as possible.
Once you have retained your bankruptcy firm, you will need to start gathering all the necessary documents to prepare your case to be filed. Regardless of the type of bankruptcy you file, you must complete a credit counseling course by an authorized provider.
Most of our clients complete their credit counseling course online, but credit counseling may also be completed in person or via telephone. Some of the other documents you may need to get your case filed include tax returns, paystubs, vehicle titles, and a list of debts. Many people find it helpful to pull credit reports during this time to double-check who they owe.
Once you have the documents and things to get your case filed, you will schedule an appointment with your attorney to review the documents and prepare your bankruptcy petition. At the Licata Bankruptcy Firm, we generally meet with our clients in-person to prepare their bankruptcy petition.
We may also prepare your petition with you virtually or via the phone. We can often file your case on the same day we meet with you to prepare your petition.
If you have any questions about how the bankruptcy process works or how to get started, we invite you to contact our office.